CashFlowCast is free to use. Forecast your cash flow, track goals and debt, test financial decisions, and see your net worth — all without connecting your bank.
Dark mode
Light mode
Forecast what is coming, understand where your money goes, plan your goals, track debt, and see the bigger picture.
The core app is completely free. Unlock email notifications with a subscription.
30-day free trial · Cancel anytime
Already happy with the free features? You can still subscribe to support continued CashFlowCast development.
CashFlowCast is a personal finance app that forecasts your checking account balance based on your bills and income. It shows you exactly how much money you will have days, weeks, months, or up to 5 years into the future — so you can plan ahead and avoid overdrafts.
Only for receipt scanning, a Pro feature. When you photograph a receipt, the image is sent to our AI provider to read the store name, date, and total. The photo is not saved — it is read once and discarded, and we never store it on our servers. You always review the values before saving. Nothing else in CashFlowCast uses AI: your bills, income, and balance are entered by you, and the app never connects to your bank.
No. CashFlowCast does not connect to any bank. You manually enter your bills, income, and current balance. Your banking credentials are never at risk. Your forecast is based entirely on data you control.
Yes. CashFlowCast offers optional two-factor login for extra security. When enabled, you receive a one-time code by email when signing in on a new device. Trusted devices are remembered for 30 days, so you are not prompted on every login. It is free and can be turned on in settings.
CashFlowCast can forecast your balance up to 5 years into the future. Switch between 3-month, 1-year, and 5-year views with one tap.
CashFlowCast works on iPhone, Android, and desktop browsers. Add it to your home screen for a native app experience — no App Store download required.
You get two emails per day — a morning reminder and an evening summary. Each shows your current balance, what is overdue, what is due today, and what is due tomorrow.
Budgeting apps track what you have already spent. CashFlowCast forecasts what you will have. Instead of looking backward at transactions, CashFlowCast looks forward so you can see exactly when your balance will be low — before it happens.
Yes! CashFlowCast has a built-in Savings Account tracker. Create a savings transfer bill, assign it to your Savings account, and when you mark it paid the amount automatically moves to your savings balance. You get a visual growth graph and full deposit history — all separate from your checking forecast.
Yes! CashFlowCast includes a built-in Portfolio Tracker. Add your stock positions — ticker symbol, shares, and price paid — and see live prices and gain/loss updated automatically. Each stock shows an interactive 30-day sparkline chart with date tooltips. Your positions sync across all your devices.
Yes! CashFlowCast offers both a dark Ocean theme and a clean Slate Blue light theme. Toggle between them anytime from the Account tab — your preference is saved automatically.
Yes! The Savings tab includes a forecast sparkline that projects your savings balance up to 20 years into the future based on your recurring transfer schedule. Switch between 3-month, 1-year, 3-year, and 20-year views to see how your savings will grow over time.
Both your checking and savings cards show a projected end balance for the period you have selected. For example, if you have 3 months selected, it shows exactly where your balance will be in 3 months — accounting for every bill, paycheck, and transfer in between.
Yes! On the 1st of every month, CashFlowCast sends a Monthly Recap email showing everything you paid last month, how much you saved, and a summary of your financial activity. You can toggle this on or off in the Bills tab settings.
Yes! When installed as a PWA on iOS or Android, CashFlowCast supports haptic feedback — a subtle tap when you pay a bill, switch tabs, or select a period. You can toggle haptics on or off in the Bills tab settings.
Yes. Cancel anytime from the Account section or by emailing support@cashflowcast.com. No questions asked.
YNAB focuses on envelope budgeting — telling you where to put money you already have. CashFlowCast focuses on forecasting — showing you exactly what your bank balance will be days, weeks, and years from now. CashFlowCast is completely free with no bank login required, while YNAB costs around $109/year and requires linking your bank account.
Yes. CashFlowCast is completely free with no credit card required. Unlike YNAB which costs $109/year, CashFlowCast core forecasting is always free. An optional subscription ($14.95/year) unlocks daily email reminders and monthly recaps. No bank login ever required.
CashFlowCast is available in English, Spanish (Español), Brazilian Portuguese (Português do Brasil), French (Français), and Italian (Italiano). You can change your language anytime from your Account settings.
Join thousands of people who know exactly where their money is going.
Get Started →
